Well, I'm back with the same dilemma. Last year I applied for M5 with 18 pts and thought it was a slam dunk. Apparently, someone jumped the line and I missed the cut. I am considering applying for X5b this year. The cost of a NR license and tag keeps increasing as does my age (70 next Oct.) Any input would be appreciated. Like many of you, I have grown weary of the point creep.