AZ_Zac,
several years ago I bought my optics at a sporting goods store in Ely, Nevada (all swarovski). I put them on layaway one at a time (an ATS 80, 10x42 EL's, 15x56 SLC's). Most stores have a 3 month plan but this store allowed me to pay as much as I wanted for as long as I wanted as long as I paid something every month. The owner (Jason Bath) said as long as I paid $50.00 a month he did not have a problem with how long I took to pay it off. Also, there was no interest added to the price. That was 2004 and I don't know if Jason will still work this kind of deal but it sure worked for me. I worked a LOT of overtime over the summer to buy my optics. My girlfriend asked me why I would'nt marry her and I told her that I had to buy all of my optics first. I bought them and now we are married, lol. I can't remember the name of the store but if you are interested I will find out for you. fatrooster.