I'll throw in another two cents worth here too.
We ask our clients to pay a 50% deposit upon booking the hunt, and to pay the remaining balance before the hunt begins. If they pay with a personal check it needs to be cleared two weeks before the hunt starts. Certified funds can be paid in camp when the hunt starts.
We have had 3 bad experiences over the last 5 years with clients that gave us rubber checks and killed an animal then left knowing full well the check was going to bounce. We had a heck of a time getting the money out of them, and it was way more hassle for us than if we had just made them bring certified funds, or pay in advance with the personal check.
The other experience was where a guy was with his buddies, and he decided he wanted to hunt as well. We let him hunt and he tagged a bull the second day of the hunt. He told us he'd send us payment as soon as he got home. Well, I didn't know if I trusted him, but I trusted his hunting partner and the partner told me he would make it right if his buddy didn't pay. That was good enough for me. Well, long story short, the guy didn't pay, and I spent 3 years trying to collect the $3,000 he owed me. I finally went to the buddy of his and asked him to pay up. He whined about it, but after a year he had payed me in full.
Outfitters want to guide hunts, not run collection agencies. I would rather lose a potential client because he is not willing to pay up front, than go through the scouting, hunting, and other expenses, and then after all that spend months or years trying to collect the money.
I own a taxidermy business and the same thing applies there too. I found out the hard way that if I let a customer leave my shop with his mounted animal without it being fully paid for, I run a very high risk that he will never pay for it, and to top it off, he will not have the balls to come back and bring any more business because he won't face me again to pay the bill on the first animal.
Policy now is a deposit up front of any amount. That means I'll take $50 bucks if that's all he's got, or several hundred if possible. That's on animals that are good ones that aren't likely to be left at my shop and abandoned. I take full payment on two point deer, and all tanning. I got stuck with 11 bison hides last year by two different groups of people. I paid for the tanning on all out of my pocket, and one group filed for bankrupcy, and the other got caught poaching and spent all his money on fines and told me "sorry I can't afford to pay you, so just sell the hides".
I will never again tan a bison hide without full payment up front. I also stopped letting customers take their mounts home without full payment 10 years ago. I lost too much money and too many customers because they wouldn't pay. I hold the mount till they get the money, or after a year I sell the mount if possible.
I know this may be more than you care to read, but it may answer a question or two.
DeerBeDead