I remember there was speculation as to what the full fee up front would do to NM draw odds. Noticed they posted. Looks like it dropped about 1/3 of the nonresidents out, no effect on residents. Looks like a roughly even split of about 2500 nonresidents and residents now, roughly 5000 total applicants. I think there were like 4000 nonresidents last year, for 6500 or so total. Last year's numbers are from my somewhat unreliable memory A bit better, but still poor odds.....Not sure if it would be worth putting on credit now that the credit reforms and higher interest rates are in effect