Even with points a good NR tag is 3 lifetimes away, odds aare over 1,000:1 and getting worse each year, considering most have max pnts your true odds with 0 points for a good unit are 4,000:1, points will help though, in 30 years very few will still be applying with me and I will have a better chance then most.
Good luck and MT tags are the cheapest and there rams the biggest and you can get points for both for a cost of $20, no brainer go for it!